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The payment uses financed capital after the down payment and residual value. Residual cannot exceed financed capital in this model. Net/gross amounts and VAT deduction are explicit; this is not full contract tax accounting.

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payment = (financing − residual/(1+i)^n) × i ÷ (1 − (1+i)^−n)for i=0: payment = (financing − residual)/n; VAT and deduction use the selected price basisWorked example
Worked example using the form's default values.
The payment uses financed capital after the down payment and residual value. Residual cannot exceed financed capital in this model. Net/gross amounts and VAT deduction are explicit; this is not full contract tax accounting.
Use the same amount, horizon, dates and cost basis. Check whether the result is monthly or annual and what it includes. The comparison does not select offers or guarantee their availability.
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Sources, retrieval dates and the next review are in the methodology. You enter prices, returns and forecasts. The calculator does not fetch offers or confirm individual eligibility.
The payment uses financed capital after the down payment and residual value. Residual cannot exceed financed capital in this model. Net/gross amounts and VAT deduction are explicit; this is not full contract tax accounting.