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The annual counter subtracts actual earlier payments. IKZE relief can use the actual tax base. Projections repeat a fixed limit and your rates; qualified withdrawal and early return are different situations.

These figures follow Polish tax and social-security law. They do not apply to any other country. Amounts are in Polish złoty (PLN).
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accepted contribution = min(contribution, max(0, annual cap − earlier contributions))IKZE relief = tax before minus tax after deduction, or deduction × your rate; income caps deductionWorked example
Worked example using the form's default values.
The annual counter subtracts actual earlier payments. IKZE relief can use the actual tax base. Projections repeat a fixed limit and your rates; qualified withdrawal and early return are different situations.
Use the same amount, horizon, dates and cost basis. Check whether the result is monthly or annual and what it includes. The comparison does not select offers or guarantee their availability.
A save is a snapshot. Load and recalculate it explicitly; the original remains a separate save. Check year, dates, units and assumptions before comparing.
A condition needed for the ratio or goal is missing. Correct the indicated value; do not treat this state as a favorable zero result.
Sources, retrieval dates and the next review are in the methodology. You enter prices, returns and forecasts. The calculator does not fetch offers or confirm individual eligibility.
The annual counter subtracts actual earlier payments. IKZE relief can use the actual tax base. Projections repeat a fixed limit and your rates; qualified withdrawal and early return are different situations.