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The amount follows a payment affordable after living costs and within the DSTI assumption, with your rate buffer. This is a budget scenario, not a bank decision.
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payment = max(0, min(income × DSTI − obligations, income − obligations − living costs − buffer))amount = payment × (1 − (1+i)^−n)/i; i includes your rate buffer; at i=0 amount = payment × nWorked example
Worked example using the form's default values.
The amount follows a payment affordable after living costs and within the DSTI assumption, with your rate buffer. This is a budget scenario, not a bank decision.
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The amount follows a payment affordable after living costs and within the DSTI assumption, with your rate buffer. This is a budget scenario, not a bank decision.
