Borrowing capacityEstimate a loan with living costs and a buffer.Loading…
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The comparison also retains falling prices and rent. Loan payments stop after payoff; buying includes upkeep, transaction and sale costs, while renting includes your assumed investment return.
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net purchase cost = deposit + transaction costs + payments + upkeep + balance − sale proceedsrenter portfolio = initial capital with returns + monthly spending differencesWorked example
Worked example using the form's default values.
The comparison also retains falling prices and rent. Loan payments stop after payoff; buying includes upkeep, transaction and sale costs, while renting includes your assumed investment return.
Use the same amount, horizon, dates and cost basis. Check whether the result is monthly or annual and what it includes. The comparison does not select offers or guarantee their availability.
A save is a snapshot. Load and recalculate it explicitly; the original remains a separate save. Check year, dates, units and assumptions before comparing.
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Sources, retrieval dates and the next review are in the methodology. You enter prices, returns and forecasts. The calculator does not fetch offers or confirm individual eligibility.
The comparison also retains falling prices and rent. Loan payments stop after payoff; buying includes upkeep, transaction and sale costs, while renting includes your assumed investment return.
