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The budget includes price, explicit transaction tax, agent, notary, court, renovation and reserve. Calculate the apartment's maximum fee or enter an agreed amount. Financing reduces cash needed, not the purchase cost.

These figures follow Polish tax and social-security law. They do not apply to any other country. Amounts are in Polish złoty (PLN).
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PCC = property price × explicitly selected rateagency = property price × commission ratetotal budget = price + PCC + notary + court + agency + renovationWorked example
Worked example using the form's default values.
The budget includes price, explicit transaction tax, agent, notary, court, renovation and reserve. Calculate the apartment's maximum fee or enter an agreed amount. Financing reduces cash needed, not the purchase cost.
Use the same amount, horizon, dates and cost basis. Check whether the result is monthly or annual and what it includes. The comparison does not select offers or guarantee their availability.
A save is a snapshot. Load and recalculate it explicitly; the original remains a separate save. Check year, dates, units and assumptions before comparing.
A condition needed for the ratio or goal is missing. Correct the indicated value; do not treat this state as a favorable zero result.
Sources, retrieval dates and the next review are in the methodology. You enter prices, returns and forecasts. The calculator does not fetch offers or confirm individual eligibility.
The budget includes price, explicit transaction tax, agent, notary, court, renovation and reserve. Calculate the apartment's maximum fee or enter an agreed amount. Financing reduces cash needed, not the purchase cost.